Can I Get Compensation if I Slip and Fall at a Vacation House?

A vacation should be a time of relaxation and enjoyment, but sometimes accidents can happen even in the most idyllic settings. If you slip and fall at a vacation house in South Carolina, property owners may be liable if they fail to follow the state’s premises liability laws.

Knowing your rights as a vacation home tenant can help you get the compensation you deserve. A slip and fall injury lawyer at Joye Law Firm will help you explore your legal options after slipping and falling at a vacation home in the Palmetto State and file a claim against a negligent property owner.

Understanding Premises Liability in South Carolina

Premises liability is an area of law that holds property owners responsible for the safety of individuals on their premises. In South Carolina, property owners have a duty of care to ensure their property is reasonably safe for visitors. This duty extends to vacation homes, whether rented or owned by an individual, company, or other entity.

To establish a successful premises liability claim in South Carolina, you must prove the following elements:

• Ownership of the property: You must establish who owns the vacation house where your slip and fall accident occurred. This may be an individual, company, or other entity.
• Duty of care: You must demonstrate that the property owner had an obligation to ensure the property was reasonably safe for visitors. This duty exists in South Carolina for invitees (guests) and licensees (people with permission to be on the property but without business purposes).
• Dangerous condition: It is essential to prove that a hazardous condition on the property caused your slip and fall. Unsafe conditions may include wet floors, uneven surfaces, or poorly lit areas.
• Breach of duty: You must show that the property owner failed to meet their duty of care. This can occur if the property owner knew or should have known about the dangerous condition but failed to fix it or provide adequate warning.
• Causation and damages: Finally, you must prove that the property owner’s breach of duty caused your slip and fall and that you suffered injuries, such as medical expenses, lost wages, or pain and suffering.

What Happens if You’re Injured in South Carolina But Live Out of State

If you’re injured in a slip-and-fall accident in South Carolina but live out of state, you can file a compensation claim. However, the claim and any associated legal proceedings will likely occur in South Carolina.

If you live in another location, you must find a lawyer licensed to practice in South Carolina to represent your interests. An experienced attorney from Joye Law Firm can help you file a claim with the vacation homeowner’s insurance company for damages, ensuring your claim meets all requirements per South Carolina law.

If your case goes to court, your legal team can use their knowledge of the state’s premises liability law and past legal rulings to win maximum damages. Your lawyer will:

• Conduct a thorough investigation of the accident scene and gather evidence such as photographs, witness statements, and medical records.
• Analyze South Carolina’s premises liability laws and regulations to determine the property owner’s legal responsibilities and liabilities.
• Argue that the property owner was negligent in maintaining the property or failed to warn visitors of hazards, leading to your slip and fall accident.
• Present expert testimony to demonstrate the extent of your injuries, the impact on your life, and the cost of medical treatment and other related expenses.
• Negotiate with insurance companies or the property owner’s legal team to reach a fair settlement or take the case to trial if necessary.

Discuss Your Legal Options with Joye Law Firm

South Carolina is a top tourist destination, attracting visitors from across the country and the world. Because of that, our firm has helped many people injured while on vacation since opening our doors over 50 years ago. From collapsing staircases and elevator shaft falls to trip-and-falls and animal bites, we’ve seen it all, and know what it takes to successfully resolve a South Carolina premises liability claim. Plus, we strive to provide client service that is a cut above, regardless of where you reside.

If you have suffered a slip and fall accident at a vacation house in South Carolina, seek the guidance of an experienced premises liability attorney.

We understand the challenges of recovering from a slip and fall injury and can provide you with the support and guidance needed to secure  fair compensation. We will thoroughly investigate your case, gather evidence, and work to negotiate a fair settlement.

Contact our legal team today to discuss your claim and explore your legal options in a free consultation.

The post Can I Get Compensation if I Slip and Fall at a Vacation House? appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/can-i-get-compensation-slip-and-fall-at-vacation-house/
via https://www.joyelawfirm.com/

What to Do in South Carolina: Staff Picks 5/16/23 – 5/22/23

As the weekend approaches, South Carolina gears up to host a diverse range of events that promise entertainment, enrichment, and excitement for residents and visitors alike. The staff members at Joye Law Firm have handpicked some exceptional events taking place across the state, ensuring there’s something for everyone. From cultural workshops to lively music concerts and charity fundraisers, let’s dive into the upcoming events that will make this weekend one to remember!

Charleston

Sweetgrass Basket Weaving Workshop

When: May 20^th

Where: The Charleston Museum
360 Meeting Street
Charleston, SC 29403

Submitted by: Deana

Details: Immerse yourself in the rich heritage of Charleston with a hands-on Sweetgrass Basket Weaving Workshop at The Charleston Museum. This traditional craft has been passed down through generations and holds a significant place in the city’s history. Learn intricate techniques from skilled artisans and create your unique masterpiece to cherish. Discover the cultural significance of sweetgrass baskets, while honing your creativity in a supportive and engaging environment.

Dancing on the Cooper

When: May 20^th

Where: Mount Pleasant Pier

71 Harry M. Hallman Jr Blvd
Mt Pleasant, SC 29464

Submitted by: Deana

Details: If you’re in the mood for an evening of classic oldies and infectious beach music, head over to the Mount Pleasant Pier for Dancing on the Cooper. The Shem Creek Boogie Band, renowned for their energetic performances, will have you dancing the night away. With the picturesque Charleston Harbor as your backdrop, this event guarantees an unforgettable experience. Bring your friends, kick off your shoes, and groove to the irresistible tunes of the past.

Columbia

WWE Friday Night SmackDown

When: May 19^th

Where: Colonial Life Arena
801 Lincoln St.
Columbia, SC 29201

Submitted by: Eden

Details: Get ready for an electrifying evening as the world of professional wrestling descends upon Columbia. WWE Smackdown, one of the most action-packed events in the world of sports entertainment, will rock the Colonial Life Arena. Prepare to be amazed by the high-flying acrobatics, intense rivalries, and theatrical showmanship that only WWE can deliver. Join the passionate crowd and witness your favorite superstars battle it out in the ring, creating memories that will last a lifetime.

Summerville

Rock The Block

When: May 20^th

Where: Oak Road Brewery
108 E 3rd N St,
Summerville, SC 29483

Submitted by: Marcy

Details: Support a noble cause while enjoying an evening filled with live music, great food, and community spirit at Rock the Block in Summerville. This event, hosted by Oak Road Brewery, aims to raise funds for the Lowcountry Autism Foundation (LAF). Indulge in delicious craft beers and tantalizing food offerings while tapping your feet to the rhythm of local bands. Your presence will contribute to supporting individuals and families affected by autism, making a positive impact on the community.

 

Myrtle Beach

Smoke on the Beach BBQ  Festival

When: May 19^th – 20^th

Where: Burroughs & Chapin Pavilion Place
812 N. Ocean Blvd.
Myrtle Beach, SC 29577

Submitted by: Matt

Details: Calling all barbecue enthusiasts! The Smoke on the Beach BBQ Competition Festival, hosted by the Myrtle Beach Shrine Club, is a must-attend event for food lovers. Over two days, teams of skilled pitmasters will showcase their culinary prowess, competing to create the most mouthwatering barbecue dishes. Feast on an array of delicious smoked meats, savor delectable sides, and indulge in sweet treats. With live music, vendors, and a lively atmosphere, this festival promises a finger-licking good time.

 

Clinton

Mayfest

When: May 20^th

Where: 415 Riley Road North
Hodges, SC 29653

Submitted by: Natalie

Details: For a day of family-friendly fun, head to Clinton’s Mayfest at the Little River Multicultural Complex. This community-driven event offers a wide range of activities and entertainment for all ages. From arts and crafts vendors to live performances, delicious food, and interactive games, there’s something to engage every member of the family. Explore the charming small-town atmosphere, connect with local artisans, and create lasting memories in a joyful and inclusive environment.

The post What to Do in South Carolina: Staff Picks 5/16/23 – 5/22/23 appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/what-to-do-in-south-carolina-staff-picks-5-16-23-5-22-23/
via https://www.joyelawfirm.com/

What to Know About Your South Carolina Auto Insurance Policy

Every driver in South Carolina is required to have proof of insurance in order to legally drive. You may be required to purchase some forms of coverage while others are optional, and you must purchase a certain amount of coverage, but will also have the option to purchase more if you wish to.

For example, in South Carolina, all drivers are required to purchase both liability coverage and uninsured motorist coverage. Not all states require uninsured motorist coverage, but South Carolina does.

Insurers are also required to offer underinsured motorist coverage, although you are not required to purchase it.

How Much Insurance Do I Need to Protect Myself After a Crash?

Buying as much coverage as you can afford is recommended when purchasing auto insurance to protect yourself after a crash. Accidents can result in costly property damage and personal injury, and having adequate insurance can provide you with peace of mind and financial protection.

While it may be tempting to purchase the minimum insurance required, you may need more to cover all the damages you could incur in an accident.

What is the Minimum Requirement in South Carolina?

South Carolina requires all drivers to carry a minimum amount of liability insurance coverage to operate a vehicle legally. This insurance only covers damages you cause to other people and their property. The minimum insurance requirements in South Carolina are often referred to as 25/50/25 coverage and include:

• $25,000 bodily injury coverage per person
  • What this means: Insurance will pay up to this much in medical expenses for someone injured in the crash. If their medical expenses turn out to be less than $25,000, insurance will pay that much but not the full $25,000.
• $50,000 bodily injury coverage per accident
  • What this means: Insurance will pay up to this much in medical expenses for people injured in the crash but won’t pay more than this. This amount also overrides the “per person” amount. That means if three people were injured and they all had $25,000 worth of injuries, insurance would not pay $75,000; it would only pay $50,000.
• $25,000 property damage per accident
  • What this means: Insurance will pay up to this much for all property damage combined (vehicle damage, plus personal property inside the vehicle that was damaged, plus any other property that was damaged, such as buildings).

The state also requires drivers to carry uninsured motorists (UM) insurance with the same 25/50/25 minimums as liability insurance. UM policies typically have a $200 deductible and provide coverage for you or your passengers if you get into an accident with a driver who doesn’t carry insurance.

Other typical amounts of coverage that may be offered include:

• 50/100/50 (we recommend this as the minimum amount you should purchase, if at all possible)
• 100/300/100
• 250/500/250

Should You Buy More Than the Minimum?

While meeting the minimum insurance requirements is essential, buying more than the minimum coverage can provide you with additional protection. Some reasons why you should consider purchasing more than the minimum insurance coverage include:

Protection for Your Assets

If you are found to be at fault in an accident, the damages and medical expenses could quickly exceed the minimum insurance coverage limits. If this happens, you could be held liable for the remaining costs, which may place your personal assets at risk. Purchasing additional liability coverage helps protect your assets and reduce your risk of financial hardship.

Coverage for Underinsured Drivers

If a driver with a minimum limits policy hits you, you may be left with expenses their insurance policy doesn’t cover.  Underinsured motorist (UIM) coverage pays for your injuries or property damage if the at-fault driver does not have enough insurance. South Carolina doesn’t require UIM, but auto insurance companies must offer it.

What the Different Types of Coverage Mean

While South Carolina only requires liability and uninsured motorist coverage, there are other types of insurance that are typically available. We go over all of the main types below, including when they can be used.

• Liability Coverage: This type of coverage does NOT help you pay for any of your expenses after an accident! Instead, this type of coverage protects you from having to pay for other people’s crash-related expenses out of your own pocket if you are at fault for an accident. Liability coverage will pay for the medical expenses and vehicle repair costs for the other driver, as well as any passengers, when you are at fault. If the other driver is at fault, their liability coverage will pay for your medical expenses and vehicle repairs.

• Collision Coverage: This type of coverage WILL help you pay to repair your vehicle after a collision, even if you were at fault for the crash. Without collision coverage, you’ll be stuck paying out of pocket to fix your car if you were at fault for the crash.
• Comprehensive Coverage: This type of coverage covers all vehicle damage that happens outside of a crash. For example, if your vehicle was vandalized, broken into, damaged by hail, or damaged by an animal, your collision coverage won’t pay to fix it, but comprehensive coverage will.
• Medical Payments Coverage: This type of coverage helps pay for your medical expenses after a car accident, even if you were at fault for the crash. However, it’s usually only sold in small coverage amounts ($5,000 as opposed to $25,000, for example), so it shouldn’t be your only way of paying for crash-related medical bills!
• Uninsured Motorist Coverage: If you are hit by a driver who is illegally driving without insurance, you can’t file a claim through the liability insurance they don’t have, so instead you’ll need to file a claim with your own insurance through your uninsured motorist coverage.
• Underinsured Motorist Coverage: This type of insurance works the same way as uninsured motorist coverage, but it kicks in when your medical expenses are more than the at-fault driver’s insurance limits. For example, you’d use this if the at-fault driver only bought $25,000 worth of bodily injury liability coverage, but you have $30,000 in medical bills from the crash.

Your Auto Insurance May Also Cover Additional Perks

Depending on the type of insurance you bought, you may also be entitled to other benefits from your auto insurance provider. For example, it’s common for insurers to offer some roadside assistance benefits or other crash-related expenses, such as:

• Paying for your vehicle to be towed to a repair shop
• Paying for a rental car while your vehicle is being repaired
• Emergency travel expenses (typically hotel and food) if your crash happens far from home

Some of these benefits may apply even after a breakdown unrelated to a crash. Make sure to check your auto insurance policy to see what is included.

What Benefits Does Well-Rounded Coverage Provide?

Well-rounded insurance coverage can provide a range of benefits for drivers in the event of an accident. Some benefits of carrying more than the minimum required insurance coverages include:

Protection for Your Vehicle

Comprehensive coverage options, such as collision and comprehensive coverage, can help protect your vehicle from damage caused by collisions, theft, weather events, and other incidents.

Protection for Yourself and Your Passengers

Personal injury protection (PIP) and medical payments coverage can help cover medical expenses and lost wages if you or your passengers are injured in an accident. Although PIP isn’t required in South Carolina, most insurance companies offer it.

Protection for Other Drivers and Their Property

Liability coverage is essential for protecting other drivers and their property if you are found to be at fault in an accident. By carrying higher liability coverage limits, you can ensure that you have adequate protection against potential damages and legal fees.

Protection Against Unforeseen Events

Additional coverage options, such as roadside assistance and rental car coverage, can help protect you in the event of unforeseen events, such as a breakdown or accident. These coverage options provide the support and resources needed to get back on the road quickly and safely.

Seeking Legal Help After an Accident

If you have been involved in a car accident, seeking legal advice from a reputable and experienced law firm is crucial. Joye Law Firm is a trusted law firm that has been serving clients in South Carolina for over 50 years.

Our team of skilled attorneys can help you navigate the legal system, negotiate with insurance companies, and fight for the compensation you deserve. Whether you are dealing with property damage, injuries, or other losses, Joye Law Firm can provide the support and guidance you need during this challenging time.

Contact Joye Law Firm today to schedule a consultation and learn more about how we can help you.

The post What to Know About Your South Carolina Auto Insurance Policy appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/what-to-know-about-your-south-carolina-auto-insurance-policy/
via https://www.joyelawfirm.com/

Is Physical Therapy Covered by Workers’ Compensation in South Carolina?

If you were hurt on the job in South Carolina, you may be entitled to file a claim with your employer for workers’ compensation benefits. In South Carolina, workers’ compensation covers the cost of all reasonable and necessary medical treatment for your work-related injury. Does necessary medical treatment include physical therapy? Doctors often prescribe rehabilitation services for orthopedic injuries or head injuries after an accident. Your treating physician may order that you receive physical therapy for your work-related injury.

Contact a South Carolina workers’ compensation lawyer at Joye Law Firm to discuss your eligibility for physical therapy after a work-related injury. Let our knowledgeable lawyers pursue the full benefits you deserve from the workers’ comp system. We will fight for your rights and interests if your employer or its workers’ compensation administrator denies you the medical benefits you need to recover from a workplace accident. Call Joye for a free consultation regarding your workers’ compensation issue in South Carolina.

Will Workers’ Compensation Insurance Cover the Cost of My Physical Therapy?

Many workers’ compensation doctors prescribe physical therapy as part of an injured employee’s treatment regimen. Workers’ compensation insurance typically covers the cost of physical therapy. You may need to meet certain eligibility criteria to qualify for workers’ comp benefits for physical therapy. These requirements include:

• Working for a covered employer: South Carolina requires businesses with four or more employees (including part-time employees) to have workers’ compensation insurance. State law exempts certain industries from workers’ comp insurance requirements, including agricultural employers, state and county fair associations, and railroad companies.
• Physician’s referral: Your workers’ compensation physician must refer you for physical therapy before your employer’s workers’ comp insurer will cover the cost of rehab. Under the South Carolina workers’ compensation system, your employer or its insurer can choose the physician who treats your workplace injuries.
• Limits on benefits: You may have difficulty securing coverage for physical therapy after your treating physician releases you to return to work. If you have suffered permanent impairment due to your work injury, you may seek a settlement with your employer that provides up to 12 months of additional medical treatment if your work injury-related condition worsens.

What Type of Therapy Is Covered Under Workers’ Comp in South Carolina?

South Carolina workers’ compensation benefits may cover multiple types of therapy your physician deems necessary to treat your condition. You may need rehabilitation to regain strength or range of motion or to recover from surgery related to a work injury. After serious injuries, you made need therapy to relearn certain basic skills, such as how to walk. Here are some examples of the types of therapy that workers’ comp covers:

• Physical therapy
• Occupational therapy, which teaches you how to perform tasks at work or home and use assistive devices
• Vocational rehab, which trains you to perform new jobs given your physical limitations
• Speech therapy to help you with speech or language issues you experience due to a work-related brain injury
• Under certain circumstances, psychological or psychiatric therapy may be covered to help you address work-related mental trauma or injury

Reasons Why Your Workers’ Comp Might Deny Physical Therapy

Employers and their workers’ compensation insurers want to deny or minimize payouts to save money. Consequently, they might try to dispute your valid claim by arguing:

• Your injury does not qualify as work-related.
• You filed an untimely workers’ comp claim. In South Carolina, you must notify your employer of a work injury within 90 days of the accident. If you need to file a claim with the South Carolina Workers’ Compensation Commission, you must file within two years of the date of your workplace injury.
• Your treating physician has not authorized or referred you for physical therapy.
• The insurer has deemed the proposed course of therapy unreasonable or unnecessary, given the nature of your work injury.
• Your doctor has released you from care after determining you had reached maximum medical improvement.
• You settled your workers’ compensation claim, and your settlement does not provide medical benefits.

How Can Physical Therapy Help You Recover from a Work-Related Injury?

Your physician may refer you to physical therapy services to help you recover from your work injury. Therapy can help treat injuries such as fractures, strained or torn soft tissues, repetitive stress injuries, and spinal injuries. Rehab can offer several benefits to your recovery from a work-related injury, including:

• Reducing pain – Physical therapy can facilitate the healing of a work injury and reduce the pain you experience from your injury.
• Increasing mobility – Work injuries may reduce your range of motion or mobility. Limited mobility from injuries might prevent you from performing your work duties or other everyday tasks. Physical therapy can help you restore mobility to resume work.
• Regaining strength – Physical therapy can improve your strength and mobility and strengthen injured areas before you return to work to help reduce the risk of aggravating your injuries.
• Relearning work tasks or learning new adaptations – Occupational therapy (OT) can help you relearn how to perform physical tasks for work or daily activities. If you have suffered permanent limitations, OT can teach you adaptations or how to use assistive tools to perform those tasks.

Physical therapy often works in conjunction with other treatments, such as surgery or pain management care.

Call Our S.C. Workers’ Comp Attorneys Today

Were you hurt in a workplace accident while a full-time or part-time employee in South Carolina? You might be entitled to benefits through your employer’s workers’ comp insurance. If your employer is disputing your right to benefits, let Joye Law Firm help.

Since 1968, our law firm has stood up for hard-working people in South Carolina who sustained injuries on the job. We have offices across South Carolina, including North Charleston, Myrtle Beach, Columbia, Clinton, and Summerville, to provide convenient access to clients throughout the state.

Call us at 888-324-3100 or contact us online today for a free, no-obligation consultation to learn more about your workers’ compensation benefits in South Carolina.

The post Is Physical Therapy Covered by Workers’ Compensation in South Carolina? appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/is-physical-therapy-covered-by-workers-compensation-in-south-carolina/
via https://www.joyelawfirm.com/

What to Do in South Carolina: Staff Picks 5/9/23 – 5/15/23

Mother’s Day is just around the corner, and there’s no better way to celebrate the special woman in your life than by spending time together and enjoying fun events. The Joye Law Firm staff members have picked out some great local events that are sure to make this Mother’s Day weekend unforgettable.

Charleston

Choir Showcase and Neighborhood Expo

When: May 14^th

Where: North Charleston Coliseum and Performing Arts Center
5001 Coliseum Dr
North Charleston, SC 29418

Submitted by: Deana

Details: The Choir Showcase is a must-see event for gospel music lovers. This event brings together some of the best choirs in the Charleston area to showcase their talent as well as a special performance by The Legendary Clark Sisters. The Joye Law Firm is proud to sponsor the Choir Showcase and Managing Partner Kenny Harrell is excited to attend the event. The event promises to be a fun-filled evening of beautiful music and fantastic entertainment.

Columbia

Black Expo

When: May 13^th

Where: Columbia Metropolitan Convention Center

Submitted by: Eden

Details: The 2023 Black Expo is happening in Columbia this Mother’s Day weekend. This event is perfect for those looking to explore African American culture and entrepreneurship. There will be various vendors selling unique products, as well as informative sessions and workshops designed to educate and empower attendees. The Black Expo is a great opportunity to celebrate diversity, learn about new businesses, and support local vendors.

Darius Starks: An Exceptional Evening for Mothers

When: May 14^th

Where: The Venue
1626 Main Street
Columbia, SC 29201

Submitted by: Natalie

Details: Columbia residents also have the opportunity to see live performances by Darius Starks and JaVonne Jones at The Venue. Darius Starks, a soulful saxophone player, and JaVonne Jones, a talented electric violinist, promise to take you and your loved ones on a musical journey during this special evening performance.

Summerville

Sounds on the Square

When: May 3^rd

Where: Hutchinson Square
102 N Main St
Summerville, SC 29483

Submitted by: Marcy

Details: For those in the Summerville area, the Sounds on the Square event is a great option. This monthly event features live music in the heart of Summerville’s historic district, and this month’s featured band is the Shem Creek Boogie Band. With a mix of blues, rock, and soul, this band is sure to get everyone up and dancing. Plus, with food trucks and local vendors on hand, there will be plenty of opportunities to sample some great local cuisine.

 

Myrtle Beach

84^th Annual Bike Week Spring Rally

When: May 12^th-21^st

Where: Events taking place at multiple venues

Submitted by: Matt

Details: Myrtle Beach’s 84th Annual Bike Week Spring Rally kicks off this weekend and runs through next weekend. This event brings together bikers from all over the country to enjoy live music, great food, and of course, plenty of motorcycles. Joye Law Firm is thrilled to be sponsoring a giveaway worth over $800 in prizes, ideal for motorcycle enthusiasts. Enter the giveaway by clicking here https://www.joyelawfirm.com/bikeweek/.  As the event attracts huge crowds to the area, Joye Law Firm strongly recommends that bikers and other drivers prioritize safety during this week.

Clinton

Lake Rabon Youth Fishing Rodeo

When: May 13^th

Where: 647 Lake Rabon Dr
Laurens, SC 29360

Submitted by: Nicole

Details: For those with children who enjoy outdoor activities, the Lake Rabon Fishing Rodeo in Laurens County is a great option. Children ages 5-15 are invited to come fish at Lake Rabon for free. Attendees are encouraged to bring a fishing pole, bait, chair, and bucket. Worms will be provided and pre-registration is encouraged.

The post What to Do in South Carolina: Staff Picks 5/9/23 – 5/15/23 appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/what-to-do-in-south-carolina-staff-picks-5-9-23-5-15-23/
via https://www.joyelawfirm.com/

How Soon Should I Call a Lawyer After a Car Accident?

When a car accident occurs, it can feel chaotic and overwhelming for victims. Dealing with injuries, vehicle damage, and insurance companies alone can leave you feeling stressed and confused.

 

You may consider calling a lawyer after a crash but are unsure of the best time to seek legal representation. Consulting with  South Carolina auto accident attorney from Joye Law Firm as soon as possible after an accident can help you gather evidence and file a successful claim to receive maximum compensation.

When Should You Speak with a Lawyer After a Collision?

In South Carolina, if you’re involved in a car accident, the at-fault party is responsible for damages and injuries resulting from the collision. While you might be tempted to handle things on your own, speaking with a lawyer immediately after the accident can help protect your rights and ensure you receive the compensation you deserve.

Collision Reports and Your Insurer

You must report any accident that results in bodily injury or over $1,000 in property damage to the South Carolina Department of Motor Vehicles within 15 days. Your insurance company may also require you to report the accident, even if you are not at fault.

Speaking with an attorney before taking these steps can ensure you fill out all reports accurately, which can support your claim.

Third-Party Claims

You should always speak with a lawyer before contacting the other driver’s insurance company to protect your rights. Their insurer will safeguard its interests and may try to settle the claim quickly, leaving you with a low settlement that doesn’t cover all your damages.

For example, if you talk with the other driver’s adjuster without an attorney, they might pressure you into accepting a settlement by telling you your claim isn’t worth more. They might also claim you admitted guilt when giving a statement when you said you felt bad for the other driver.

A skilled lawyer can help you navigate the claims system and work on your behalf so you don’t accept less compensation than you deserve.

Benefits of Hiring a Lawyer Immediately

Hiring a lawyer immediately after an auto collision can benefit your claim. An attorney can work quickly to gather evidence and build a strong case in your favor to ensure your claim has the best possible chance of success.

• Start building your case: Contacting a lawyer early on means they can start building your case and gathering evidence before it becomes difficult to obtain or loses its value. For example, skid marks on the road may fade, witnesses may forget important details, and surveillance footage may be erased.
• Protection of your legal rights: Your attorney can protect your rights by ensuring that all necessary paperwork is filed on time and all applicable laws and regulations are followed. They can also advise you on your rights and responsibilities as the case progresses.
• Handle communication with insurance companies: Your lawyer will handle all communication, including negotiating with adjusters, submitting paperwork, and answering questions. They will use their experience to deflect insurance company tactics to deny or reduce your claim.
• Evaluate your damages: Your legal team will evaluate your damages to ensure you receive a fair settlement. They will calculate your lost wages, medical expenses, and additional accident-related costs like physical therapy. They can also help you understand what damages you may be eligible to receive, such as compensation for pain and suffering.

By hiring a lawyer to handle the legal aspects of your car accident, you can reduce your stress, focus on your recovery, and return to your daily life. Your attorney from Joye Law Firm will use their legal expertise to deal with insurance companies, adjusters, and paperwork, allowing you to put your energy into rebuilding your life after a crash.

Talk to a South Carolina Car Accident Lawyer for Free

If you’ve been involved in a car accident, taking action immediately is vital to protect your rights and get a fair settlement. Don’t wait to contact Joye Law Firm. We have the knowledge, experience, and resources to build a strong case and help you get the compensation you need to move forward.

Contact us today to schedule a free consultation with one of our car accident attorneys.

The post How Soon Should I Call a Lawyer After a Car Accident? appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/how-soon-should-i-call-a-lawyer-after-a-car-accident/
via https://www.joyelawfirm.com/

What Is Personal Injury Protection Insurance and Why Is It Important After a Car Accident?

As a South Carolina personal injury attorney dealing with car accidents, you get really familiar with auto insurance and the different coverages available for South Carolina motorists to buy. So, it come as no surprise that clients, friends and family often ask us, “What kind of car insurance do I need to buy?” One thing we often recommend is that they obtain Personal Injury Protection (PIP) automotive insurance, which is sometimes called Medical Payment or MedPay coverage.

PIP insurance provides no-fault coverage, meaning you can use it to pay your medical bills for injuries suffered in a car accident, even if you were at fault. In addition to the policyholder, PIP covers the car’s passengers and anyone driving the vehicle for injuries suffered in a collision. PIP also pays out if the policyholder is injured by a car in a pedestrian accident or on a bicycle. This is important, as South Carolina is one of the most dangerous states for pedestrian and cyclist accidents.

How Is Personal Injury Protection (MedPay) Different from Bodily Injury Coverage?

By law, automobile owners in South Carolina must have bodily injury liability auto insurance coverage. Personal Injury Protection is optional insurance coverage in South Carolina, but PIP coverage is helpful to have because the state’s minimum requirements for auto liability coverage are low.

In a car accident that someone else causes, you’d seek payment for your injuries and property damage from the at-fault driver’s liability insurance. Claims for bodily injury may include medical expenses, lost wages, and pain and suffering.

South Carolina requires car owners to carry a minimum of $25,000 per person for bodily injury, $50,000 for all persons injured in one accident, and $25,000 for property damage. If you’ve been seriously injured, your medical expenses could quickly exceed $25,000. HealthCare.gov says the average cost of a three-day hospital stay is around $30,000.

If you have PIP coverage, you can tap it when the at-fault driver’s liability coverage runs out, or if you cannot get the at-fault driver’s insurance company to pay, in which case you should also contact a lawyer.

If the driver who hit you is uninsured, as 10 percent of S.C. motorists were in 2022, you would turn to your uninsured motorist coverage for compensation. South Carolina law requires drivers to carry uninsured motorist insurance with coverage equal to the minimum amount of liability coverage. There is typically a $200 deductible. But you could also tap your PIP coverage, if you have it, to augment the payout from your uninsured motorist coverage.

What Does Personal Injury Protection Cover?

As you’d expect, PIP policies cover medical care if you have been injured – including ambulance services, surgery, hospitalization, medication and medical supplies, x-rays, rehabilitation, prostheses, and even dental and optical care and chiropractic services.

PIP insurance will also cover lost wages incurred while you were recovering from your injuries and pay for help with household chores, such as cleaning and yard work, and for childcare.

Some PIP policies provide a death benefit to the policyholder’s family, which may be applied to funeral expenses.

Personal Injury Protection does not cover damage to your vehicle or any other property damage in a car accident.

PIP/MedPay – No Impact on Liability Insurance Recovery

Another benefit of having PIP insurance in South Carolina: there’s no subrogation of your claim against the at-fault driver’s insurance.

Subrogation refers to when one party takes on the legal rights of another. In personal injury claims, an insurance company will often claim it has a right to money a policyholder might eventually recover from another source for injuries the insurer has already paid to cover. But PIP carriers are not allowed to subrogate claims in South Carolina.

A similar provision of most insurance policies is the insurer’s “setoff” or “offset” rights. This allows the insurer to reduce its payment by subtracting the amount from its payout equal to what a policyholder receives from another source.

For example, in a car accident that happened while the injured driver was working at their job, the auto insurer might claim a setoff equal to the workers’ compensation payments the injured employee recovered. This is not allowed under PIP policies in South Carolina, either.

SC Code Section 38-77-144, which states that PIP is not required in South Carolina, also says, “If an insurer sells no-fault insurance coverage which provides personal injury protection, medical payment coverage, or economic loss coverage, the coverage shall not be assigned or subrogated and is not subject to a setoff.”

This means that if you have Personal Injury Protection coverage, you can recover all of the compensation you have paid PIP insurance premiums to have after a car accident as well as the compensation an at-fault driver owes you and may be compelled to pay you through a personal injury lawsuit.

Get in Touch with Our South Carolina Car Accident Attorneys

As car accident attorneys, we seek to hold auto insurers accountable to have them pay injured South Carolinians the compensation they are due by law.

If you have been injured in a car accident in South Carolina and are having trouble obtaining the insurance payout you are owed, contact Joye Law Firm to discuss your claim. If you have been seriously injured in an accident that was not your fault, you should contact us right away for help seeking the full amount of compensation you are due.

Contact us online or at 888-324-3100 today for a free, no-obligation initial consultation. We have offices in Charleston, Columbia, Clinton, Summerville, and Myrtle Beach and take cases from across South Carolina.

The post What Is Personal Injury Protection Insurance and Why Is It Important After a Car Accident? appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/what-is-personal-injury-protection-insurance-and-why-is-it-important-after-a-car-accident/
via https://www.joyelawfirm.com/

Staycation 2023, a Week to Remember

At Joye Law Firm, we are grateful to have a phenomenal team and we believe it’s important to show appreciation to our hardworking staff members. Each year, we host a Staycation week to say thank you to our team’s dedication and commitment. During Staycation, every office hosted an event Monday – Thursday with a Finale party at Topgolf on Friday evening. Administrative Professional’s Day also fell during the week of Staycation. To celebrate, each team member received a special gift filled with goodies from local businesses.

Charleston Office

This year, the Charleston office events kicked off with a brunch from Callie’s Hot Little Biscuit and a Mimosa Bar on Monday. Tuesday’s event was a game of Pictionary, followed by a candle-making session with C.I.Am Candle Company on Wednesday. Thursday’s event was a Blackjack Tournament, where Magic (a.k.a. Ashley C.) emerged as the champion, closely followed by Dimples (a.k.a. Carolina). Cowboy Billy dealt the cards, adding to the fun and excitement.

Myrtle Beach Office

The Myrtle Beach office started the week on Monday with a brunch with mimosas and followed up with a spa day on Tuesday. Employees received facials with staggered appointments at a nearby spa. Wednesday was movie day with popcorn and snacks, while Thursday’s event was a Sip and Pour at Lucid Candle Co.

Summerville Office

At the Summerville office, employees enjoyed a catered brunch on Monday, followed by candle-making on Tuesday. Wednesday was game day, where employees played Phase 10 and Cards Against Humanity. On Thursday, the team went to Creative Nails for a little pampering with pedicures.

Columbia Office

In the Columbia office, employees visited The Plant House on Monday making beautiful terrariums, followed by massages at Hand and Stone on Tuesday. Wednesday was spent at The Grand for bowling, while Thursday was devoted to mani pedis.

Grand Finale

The grand finale of the Staycation was held at Topgolf in North Charleston. Team members from all five of our offices along with their families were invited to come together. It was an opportunity for everyone to unwind, socialize, and enjoy some friendly competition and BBQ. The social committee, Tiffany, Beth, Danielle J., Sherelle, Javonna, and Stephanie deserve special recognition for putting together such a fantastic week of events.

The post Staycation 2023, a Week to Remember appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/staycation-2023-a-week-to-remember/
via https://www.joyelawfirm.com/

Joye Law Firm Attorneys Recognized as South Carolina Super Lawyers and Rising Stars

Joye Law Firm is proud to announce that three of their attorneys have been listed as South Carolina Super Lawyers with two additional attorneys being named as Rising Stars. These accolades recognize attorneys who have demonstrated excellence in their practice areas and have been chosen by their peers as top attorneys in the state.

The following Joye Law Firm attorneys were chosen for inclusion in the 2023 Super Lawyers list:

Mark Joye

• Practice Areas: Personal injury – general: plaintiff, Personal injury – products: plaintiff
• Selected to Super Lawyers: 2008 – 2023
• Top 10: Charleston South Carolina Super Lawyers: 2018 – 2020, 2022 – 2023
• Top 10: South Carolina Super Lawyers: 2016 – 2020, 2022 – 2023
• Top 25: South Carolina Super Lawyers: 2016 – 2023

Ken Harrell

• Practice Areas: Workers’ compensation: claimant, Personal injury – general: plaintiff
• Selected to Super Lawyers: 2011 – 2013, 2015 – 2023

Jeff Gerardi

• Practice Area: Personal Injury
• Selected to Super Lawyers: 2015 – 2023

Melissa Mosier

• Practice Area: Personal Injury
• Selected to Rising Stars: 2015 – 2023

Randell Croft Stoney, III

• Practice Areas: Personal injury – general: plaintiff, Personal injury – products: plaintiff, Civil litigation: plaintiff, Construction litigation: business
• Selected to Rising Stars: 2020 – 2023

These accolades demonstrate the high level of expertise and dedication that Joye Law Firm brings to our clients. The attorneys and staff at Joye Law Firm are committed to providing top-notch legal representation and will continue to strive for excellence in their practice areas.

If you or a loved one has been injured in South Carolina, we can help you understand your legal options free of charge. We have locations in North Charleston, Columbia, Myrtle Beach, Summerville and Clinton, South Carolina and take cases from across South Carolina. Contact us online or at 888-324-3100 today for a free, no-obligation initial consultation.

The post Joye Law Firm Attorneys Recognized as South Carolina Super Lawyers and Rising Stars appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/joye-law-firm-attorneys-recognized-as-south-carolina-super-lawyers-and-rising-stars/
via https://www.joyelawfirm.com/

What to Do in South Carolina: Staff Picks 5/2/23 – 5/8/23

Spring is in full swing and there are plenty of exciting events happening throughout South Carolina. Whether you’re a music lover, an art enthusiast, or a foodie, there is something for everyone to enjoy. Joye Law Firm staff members have handpicked a few of their favorite events happening this May, so mark your calendars and get ready to have some fun!

Charleston

40^th Annual North Charleston Art Fest
When: May 3^rd – 7^th

Where: Events taking place at multiple venues

Submitted by: Deana

Details: If you’re an art enthusiast, you won’t want to miss the North Charleston Art Fest at Park Circle. This annual event showcases the work of local and regional artists and features a wide range of art forms, including painting, sculpture, photography, and more. There will be live music, food trucks, and other entertainment throughout the week, so it’s the perfect opportunity to explore the vibrant arts scene in Charleston.

Widespread Panic

When: May 6^th

Where: LTP – Daniel Island
161 Seven Farms Drive
Daniel Island, SC 29492

Submitted by: Deana

Details: Widespread Panic, the legendary American rock band, is coming to Charleston on May 6th. The band has been around since the late 1980s and has developed a devoted following of fans who love their unique blend of rock, blues, and funk. The concert will take place at LTP-Daniel Island, an outdoor venue that offers a beautiful setting for an evening of music under the stars. Whether you’re a die-hard fan or just looking for a fun night out, this concert is not to be missed.

 

Columbia

Rosewood Crawfish Festival

When: May 6^th

Where: SC State Fairgrounds
1200 Rosewood Drive
Columbia, SC 29201

Submitted by: Eden

Details: If you love seafood, you won’t want to miss the Rosewood Crawfish Festival in Columbia. This annual event celebrates Louisiana-style crawfish boils and features live music, craft vendors, and plenty of delicious food. There will also be a 5k race and a kids’ zone, so it’s a great opportunity to get out and enjoy the spring weather.

 

Summerville

Mario Kart Pub Run

When: May 3^rd

Where: Oak Road Brewery
108 East 3rd North St Suite C
Summerville, SC 29483

Submitted by: Marcy

Details: For something a little different, check out the Mario Kart Pub Run in Summerville. This event combines two of our favorite things: running and video games. Participants dress up as their favorite Mario Kart characters and race through town, stopping at local pubs along the way. It’s a fun and unique way to get some exercise and socialize with friends.

 

Myrtle Beach

68th Annual Sun Fun Festival

When: May 5^th – 7^th

Where: Events taking place at multiple venues

Submitted by: Matt

Details: Myrtle Beach is known for its beautiful beaches and lively entertainment, and the 68th Annual Sun Fun Festival is no exception. This three-day event is a celebration of all things summer and features live music, carnival rides, food vendors, and more. There will also be a parade on Ocean Boulevard on Saturday morning, so be sure to stake out a good spot to watch the festivities.

The post What to Do in South Carolina: Staff Picks 5/2/23 – 5/8/23 appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/what-to-do-in-south-carolina-staff-picks-5-2-23-5-8-23/
via https://www.joyelawfirm.com/

What to Do in South Carolina: Staff Picks 4/25/23 – 5/1/23

South Carolina is a beautiful state with a rich history and culture. It is home to some of the most amazing events in the country, and this week is no exception. Joye Law Firm’s staff members recommend several exciting events taking place across the state. Here are some of the events that should be on your radar this week:

Charleston

2023 Blessing of the Fleet & Seafood Festival

When: April 30^th

Where: Memorial Waterfront Park
99 Harry M Hallman Junior Blvd
Mount Pleasant, SC 29464

Submitted by: Deana

Details: The annual Blessing of the Fleet & Seafood Festival hosted by Experience Mount Pleasant is coming up this Sunday. It’s a celebration of the local seafood industry and features live music, food, and plenty of family-friendly activities. The festival takes place at the Memorial Waterfront Park and is sure to be a great time.

 

2^nd Annual Clay Hampton Sr. Awards Ceremony

When: April 29^th

Where: Charleston County School District Stadium
3659 West Montague Ave
North Charleston, S.C. 29418

Submitted by: Nicole

Details: Joye Law Firm proudly sponsors the 2nd Annual Clay Hampton Sr. Awards Ceremony. The event celebrates community leaders and former members of the Charleston Hawks semi-pro football team. All proceeds benefit Motivate to Educate, a local organization dedicated to providing community support in the Lowcountry.

Brass On The Grass

When: April 30^th

Where: The Refinery
1640 Meeting Street Rd
Charleston, SC 29405

Submitted by: Kenny

Details: Joye Law Firm is proud to sponsor the upcoming “Brass on the Grass” event featuring the Charleston Symphony Orchestra’s Brass Sextet at The Refinery, offering an afternoon of free music. Attendees will also have the chance to enjoy craft beers from The Whale Craft Beer Collective. Proceeds from the event will benefit 96.3 FM Ohm Radio, a local, non-commercial, station dedicated to serving Charleston with a wide range of community perspectives and music.

Columbia

Janet Jackson

When: April 25^th

Where: Colonial Life Arena
801 Lincoln St
Columbia, SC 29201

Submitted by: Eden

Details: The legendary Janet Jackson will be performing at Colonial Life Arena with special guest, Ludacris. As one of the biggest names in music, Janet has been entertaining audiences for decades with hits like “Nasty,” “Rhythm Nation,” and “All for You.” This concert is sure to be an unforgettable experience.

5th Annual Taco & Tequila Crawl

When: April 29^th

Where: VIP Check-in: Liberty Tap Room
General Tickets: Craft Axe

Submitted by: Eden

Details: This bar crawl will take you to some of the best bars and restaurants in Columbia to sample delicious tacos and tequila drinks. Whether you’re a foodie, a tequila connoisseur, or just looking for a fun night out with friends, the Taco and Tequila Bar Crawl is not to be missed.

 

Summerville

2nd Annual Cajun Festival at Jedburg Junction

When: April 29^th

Where: Market 850 at Jedburg Junction
850 Butternut Road
Summerville, S.C. 29483

Submitted by: Marcy

Details: The 2nd Annual Cajun Festival at Jedburg Junction takes place on April 29th and is a celebration of all things Cajun. It features live music, food from Voodoo Kitchen, and plenty of fun activities for the whole family including a petting zoo and Cajun storytime.

 

Myrtle Beach

15th Annual Dragon Boat Festival

When: April 29^th

Where: The Market Common
4002 Deville St
Myrtle Beach, SC 29577

Submitted by: Matt

Details: The 15th Annual Dragon Boat Festival is set to take place on April 29th at The Market Common. This exciting event celebrates the rich cultural heritage of dragon boat racing and brings together teams from all over the area to compete in a thrilling race on the water. Spectators can enjoy a day of fun-filled activities, including live music, delicious food, and traditional performances. Proceeds benefit Ground Zero, an organization dedicated to making a positive impact in the lives of local teenagers.

 

Clinton

Annual Living History Encampment

When: April 29-30^th

Where: Musgrove Mill State Historic Site
398 State Park Road
Clinton, SC 29325

Submitted by: Nicole

Details: Calling all history buffs! Come and see what life was like in South Carolina during the Revolutionary War. Musgrove Mill State Historic Site is hosting their Annual Revolutionary Era Encampment & Living History event. In addition to war reenactments, there will be demonstrations on historical weapons, crafts and other colonial-era goods.  Interact with the reenactors, purchase replica goods and learn about South Carolina’s unique role in American Revolutionary history.

The post What to Do in South Carolina: Staff Picks 4/25/23 – 5/1/23 appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/04/what-to-do-in-south-carolina-staff-picks-4-25-23-5-1-23/
via https://www.joyelawfirm.com/

Can I Sue the Driver of a Boat if I Was Injured as a Passenger?

Boating accidents can result in serious injuries and damages, leaving victims wondering about their legal options for seeking compensation. As a boat passenger, you trust the operator to ensure your safety and the safety of others on board. But what happens if you are injured due to the operator’s negligence or recklessness? Can you sue the driver of the boat?

Understanding your legal options as a passenger is crucial if you have been injured in a boating accident. A South Carolina boating accident lawyer can help you navigate the state’s maritime and personal injury laws to help you get compensation for your injuries.

Your Rights as a Boat Passenger

As a boat passenger in South Carolina, you have several rights that ensure your safety onboard. The boat operator must provide you with a safety briefing before the vessel departs, including instructions on using safety equipment and emergency procedures.

Additionally, the operator must ensure that all passengers have life jackets on board and that they are readily accessible. You also have the right to a safe and seaworthy vessel and to be free from the negligent or reckless operation of the boat.

Common Boat Injury Scenarios and Who Is at Fault

In South Carolina, you may be injured in different scenarios. For instance, you may suffer injuries on a boat that someone owns, while riding on a rented boat, or as a passenger on a boat tour.

You Are Injured on a Friend or Family Member’s Boat

When you suffer injuries as a passenger on a boat the driver owns, the fault depends on the circumstances that led to your injury. If the boat owner fails to maintain it properly or operates it recklessly, they may be liable for your injuries. If another boat or watercraft caused the accident, for example, breaking wake zone rules, the operator of that vehicle might be at fault.

You Suffer Injuries on a Boat the Driver Rented

If you’re a passenger in a rented boat involved in an accident, liability is determined by the nature of the accident. The boat rental company is responsible for maintaining the boat and ensuring it has the required equipment, such as a fire extinguisher, navigating lights, and personal flotation devices.

If the accident was caused by boat operator negligence, they may be liable for the accident and your damages.

You Are Injured on a Private Boat Tour

If you’re a passenger on a private boat tour, the liability depends on what caused your injuries. Your damages may be due to negligence by the tour boat operator or a third-party vessel. If the tour company rents their boats, the company that owns the watercraft may also share liability.

Private boat tours may have specific terms and conditions that outline liability. Your attorney from Joye Law Firm can review these policies to determine who is at fault and discuss your legal options. Oftentimes our clients will say, “but I signed a release.” Liability release waivers are typically meaningless if there is provable negligence on their part.

How to Obtain Compensation for Your Boating Injuries

In South Carolina, boat operators are not required to have liability insurance. This can make getting compensation for injuries in a boat accident challenging.

If the person at-fault has boat insurance, they’ll likely have bodily injury liability coverage, which can provide compensation for medical bills due to injuries sustained onboard their vessel.

However, you may need to pursue a claim through their homeowners’ insurance if they don’t have boat insurance. The at-fault party is typically covered under their policy’s liability coverage, which typically has at least a $100,000 limit to pay legal fees and restitution to injured parties.

Your boating accident attorney from Joye Law Firm can help you understand who is at fault in your accident and how to receive compensation.

Discuss Your Case with a Boating Accident Attorney

If you have been injured in a boating accident in South Carolina, contact Joye Law Firm to discuss your case. An experienced attorney can assess your claim’s merit, determine who is at fault, collect crucial evidence, and fight for you in court if necessary.

Contact Joye Law Firm today for a free, no-obligation consultation.

The post Can I Sue the Driver of a Boat if I Was Injured as a Passenger? appeared first on Joye Law Firm.

from Joye Law Firm https://www.joyelawfirm.com/2023/05/can-i-sue-the-driver-of-a-boat-if-i-was-injured-as-a-passenger/
via https://www.joyelawfirm.com/